Saturday, November 10, 2007
For posts that really hit home for me, check out:
The Simple Dollar ~ Lying To Yourself About Money Or Anything Else I particularly relate to this post because this is my Achilles heel. If you don't acknowledge it, it can't be wrong, right?!?
Wise Bread ~ Managing Your Charitable Giving, by Phillip Brewer I'm a big advocate of being smart about charitable giving. There are lots of people out there that want to separate us from our money. Let's not fall prey to poorly managed organizations or groups selling snake oil.
Being Frugal ~ 50 Frugal Christmas Ideas You can't ignore it. The holiday season is upon us. Prepare now and you can have a debt free Christmas.
One Frugal Girl ~ Does My Generation Care About Quality One Frugal Girl looks at how different generations value quality and how we are changing more and more into a disposable society.
Working For Financial Freedom ~ Procrastination Is Expensive An excellent example of the games we play with ourselves that help us get into trouble with our finances.
Next weekend I'm volunteering at another organization to sort books. The organization gets donations of books from a local bookstore and we get to sort through them to pull out the children's books to send to classrooms. I admit there's a perk. I also get to pull out books that they can't use for other organizations. A small town library is in need of new books and the organization my mom works for teaches parenting skills to teen mothers. She gets any books for new moms.
At the end of the month I'm volunteering for a charity event that will feature a live and silent auction. You may ask why I do so much. Well, I have to admit I don't usually make this many committements in one month, but I find its a great way to spend an evening out and its really easy on the budget.
To check out how others are doing on the Reduce A Bill Challenge, Working For Financial Freedom has set up a page dedicated to the challenge. Want to challenge yourself? There is still time to make the commitment.
Friday, November 9, 2007
The article outlines 5 areas that the decreased value of the dollar will affect our lives and offers some helpful advice on how to prepare for it, including paying off as much variable interest rate debts as possible because banks will increase interest rates to appeal to foreign investors.
Check out the full article at http://www.thestreet.com/s/5-ways-to-survive-the-dollars-dive/funds/the-financial-advisor/10389112.html
Thursday, November 8, 2007
Now before you think that this is some sort of espionage or someones making a mint off of selling company secrets, the company's are are getting free publicity and able to find out what their competition is up to.
The article finishes up with outlining a clever how-to guide for taking advantage of the sales without having to get up at the crack of dawn. This is the most appealing part. While I like a good bargain as much as the next person, I am not a morning person and the doors seem to be opening earlier and earlier. When they stop bothering to even close, I'll be right there in line at midnight.
For the full article, check out http://www.fool.com/personal-finance/general/2007/10/23/holiday-spoiler-alert-sites-already-leaking-deals.aspx
Wednesday, November 7, 2007
So how do we take advantage of Thanksgiving, switch it up, and utilize it for our frugal lifestyle?Use my family as an example and share the cost by asking family members to bring a dish or two. The bonus is you also get to share in the leftovers.
November and December see the most sales in the grocery stores because the competition is high to lure our grocery budgets out of our pockets. I tend to save more left over grocery money in September and October to prepare for two months ripe with stock up opportunities, specifically baking supplies and cuts of meat and poultry that lends itself to frugal meals that stretch to multiple meals. No Credit Needed has posted an example of a grocery store price book he uses to track bargains.
Take advantage of Thanksgiving leftovers to really stretch you grocery budget. Start planning the menu now so you know how much to put aside for which meal. Don't feel like you have to finish the whole turkey in three days. Freeze portions for later use.
Keep an eye on the stock market and search for bargains there too. While the fall is a great season for good returns (minus that black monday thing of course), its the move to cut loses before the end of the year tax deadline that is where to find the deals.
Tuesday, November 6, 2007
Monday, November 5, 2007
Sunday, November 4, 2007
The Simple Dollar discusses Customer Loyalty Plans and how to make them work for you in his post How to Maximize Customer Loyalty Programs - Even If You've Never Tried One.
Being Frugal shows us tips for a children's birthday party with Frugal Birthday Party Planning.
No Credit Needed is adding another day to his 33 Days and 33 Ways to Reduce Debt and Increase Savings. He's created a great tool for those needing help with budgeting. Check out Single Page List Of Monthly Expenses No Credit Needed Notebook Page 2.
Also, I've Paid For This Twice Already is hosting the Festival of Frugality this week. I've submitted my first post and hope to improve participation in future weeks. Check it out if you are not familiar with it already.