Monday, November 19, 2007

Update to the Quiet Time

I have made some very positive steps towards paying off my debt and I've made some very big steps backwards as well. First, I will only complete part of my goal for the "Reduce A Bill Challenge." I will complete my goal of 10 No Spend Days and will even have a day or two more than the original goal but, I have not kept to my goal of limiting my spending on meals out. December will be a great time for keeping that number down as vendor and company sponsored lunches will pay for most.

Next, I spent a lot of money on a plane ticket to visit my dad for Christmas. It was a difficult decision because I feel like I should be using that money to pay off some debt or build my emergency fund, but as a very smart reader pointed out you only have so much time to spend with family. Oh yeah, did I mention he's in Europe so it is even more difficult to pop over to see him.

As long as I'm confessing my spending, I joined a gym again. I got a screaming deal and there is no long term commitment so I'm comfortable in that decision. I need to loose weight that I've been packing on since I quit smoking. Its affecting my health and its preventing me from doing things because I'm self conscious.

Now the good news... I've been house sitting for quite a few people which is helping to pay for my spending choices. I'm also helping out an old employer and putting up orders for Thanksgiving which will also bring in some spending money. At the end of the day, I will owe my dad for a plane ticket, but I will have paid off another credit card.


Heather said...

You have been a busy Gal! I am so happy to hear that you will get to go and see your dad...and in Europe to boot!

I think that you are doing fabulous, keep up the good work!

Happy Thanksgiving :)

Making Cents of Debt said...

Thank you Heather. I can't tell you how much I appreciate your encouragement. It has really helped to keep me focused knowing that I'm not alone in this challenge. Not just the Reduce A Bill Challenge, but the debt reduction challenge as well!