How much time do you devote to taking care of your finances? No Credit Needed devotes 30 minutes every Monday night and discusses the need to have a regularly scheduled time for balancing your checkbook, paying bills, and organizing your papers in his 33 days and 33 ways to Save Money and Reduce Debts.
I have a history of burying my head in the sand when everything seems to be overwhelming. This is a trait that I am overcoming and admitting that it exists is the first step towards preventing future episodes. It is important to take care of yourself because so much of it is intertwined. If you let it all stack up it will become the albatross around your neck. Try sitting down 30 minutes to one hour each week. Balance your checkbook. Pay your bills. Evaluate your budget. Write a to do list. File your paperwork. Oh... yeah... and don't forget to reward yourself for a job well done!